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It also has the standard template that SBA has already created for this program for any small business.”David Rose of the Rose Law Firm, Greg Nash, Bonds Southeast, Jen Littlejohn, director of community citizenship with Turner Construction, and James Threalkill, Sims Diversity Consultants, participated on the panel and answered questions.

Nash explained that bonds are not insurance but rather a third-party guarantee to a government entity that is required by law that ensures the work will be completed and all bills paid under a contract.

(Photo by Lee Roberts) Download Hi Res Crystal May, deputy for Small Business with the U. Army Corps of Engineers Louisville District, assists Alex Ramirez during the 6th Annual Small Business Industry Day at the Tennessee Small Business Development Center at Tennessee State University in Nashville, Tenn.

(Photo by Lee Roberts) Download Hi Res Russell Toone (Right), Procurement Technical Assistance Center in Jackson, Tenn., presents an award to Roy Rossignol (Center), U. Army Corps of Engineers Nashville District Small Business chief, during the 6th Annual Small Business Industry Day at the Tennessee Small Business Development Center at Tennessee State University in Nashville, Tenn. Stephen Murphy, Nashville District commander, joined Rossignol for the presentation.

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(Photo by Lee Roberts) Download Hi Res La Tanya Channel, director of SBA Tennessee District, answers questions about Small Business Administration Mentor-Protégé Program agreements during the 6th Annual Small Business Industry Day at the Tennessee Small Business Development Center at Tennessee State University in Nashville, Tenn.

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(Photo by Lee Roberts) Download Hi Res Rick Wice from Tetra Tech in Pittsburgh, Pa., addresses Small Business Administration Mentor-Protégé Program agreements during the 6th Annual Small Business Industry Day at the Tennessee Small Business Development Center at Tennessee State University in Nashville, Tenn.

(Photo by Lee Roberts) Download Hi Res David Rose of the Rose Law Firm talks about construction company bonding for small businesses during the 6th Annual Small Business Industry Day at the Tennessee Small Business Development Center at Tennessee State University in Nashville, Tenn.

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    At noon take a public bus to the provincial city of Tulcea (approx 5 hours), in Romania's east.